Learning Centre

Car Insurance 101: 10 Industry Terms You Need to Know

Sitting in the broker’s office trying to decide which coverages match your needs and your ride can be a challenge when you don’t understand insurance lingo or if you’re a new driver. Some things may be more worthwhile to you on a policy than others, or a basic package policy might not have the right limits and coverages that you require.

Out-of-the-Sandbox Coverage: Surprising Inclusions with Sandbox Mutual Insurance

Being familiar with your insurance policy and all its coverages is one thing; understanding its limitations can be another. When you’re not an insurance expert, it can be difficult to know what’s covered—and what’s not—under a policy. Even as masters in all things insurance, we’ve had our own set of surprises over the past 115+ years. Here are some things that are covered under a Sandbox insurance policy that brokers and insureds wouldn’t normally expect:

15 Things You Should Do Around Your Home Before Going on Vacation

Beach hair, don’t care? Out of office and out to sea? Life’s better in sandals? Trust us, we understand how sweet life can be in the sand. And really, it’s all fine and sandy until you get that text telling you that your home has been broken into. So, no matter your vacation motto, there are things around your home that you have to do before setting sail. Don’t worry—our team at Sandbox is here to help you. Here are our 15 Things You Should Do Around Your Home Before Going on Vacation.

Ignite Your Safety Knowledge: A Sandbox Guide to Preventing Condo Fires

Condo sweet condo! The sense of community, zero yard maintenance, security features, and maybe even some fun recreational amenities are all benefits of living in a condo. With condo living, you may have to adhere to some bylaws arranged by your building management. While some of these may be out of the ordinary, these bylaws are usually put in place to protect you and the other residents in your building from theft and various damages, such as fire. Our team at Sandbox Mutual Insurance is here to stop your condo or apartment from being a potential fire hazard and prevent various losses.

Light Up the Night: Navigating Firework Safety

Red, blue, purple, and green — these are just some of the many colours of fireworks that light up the night sky. Throughout the year, families and friends across the world embark on seasonal traditions for Diwali, Christmas, New Year’s celebrations, and more, and one of them might be setting off beautiful fireworks for all to see. At Sandbox, we’re not going to let those “ooohs” and “ahhhs” turn into a “CRASH! BANG!

Investing in Tomorrow's Leaders: Sask Girls United and Sandbox Leading the Way

On Thursday, October 12th, 2023, Sandbox Mutual Insurance attended the annual Insurance Brokers Association of Saskatchewan (IBAS) Convention & AGM in Saskatoon. The IBAS convention is an annual two-day event where various vendors in the insurance industry set up trade show-style booths to promote new products and services, exhibit their brand, and network with others in the province.

Safety Tips for Driving in the Snow

Winter driving can seem daunting, especially when considering heavy snowfall, icy roads, blizzards, or all of them at the same time, but it doesn’t have to be. Whether you’re the one driving or sitting in the passenger seat, anyone can be prepared in the case of an emergency on the road.

This winter, prepare for the worst and feel peace of mind by having the right essentials in your back pocket. In consideration of National Safe Driving Week occurring annually in December, here are some tips from Sandbox on how you can prevent losses and be safe when driving this winter.

Auto Insurance Hacks: Maximize Coverage, Minimize Costs

While car insurance premiums are dependent on a variety of factors, policyholders usually strive to maximize their coverage and pay less, and why shouldn’t they? With insurance premiums, however, it can be hard to find the best bang for your buck as the determination of premium cost is based on risk. Several factors can affect risk calculation, including region, driving history, make and model of vehicles, and more. 

The Power of Prevention: Defending Your Home Against Carbon Monoxide

Every home should be equipped with at least one carbon monoxide detector on each floor, including the basement, and here's why…

A carbon monoxide detector can not only save your life but also signal slow leaks that could cause you long-term bodily harm. Even minor symptoms like drowsiness, nausea, and headaches can be indicative of a larger problem lurking in the shadows. When carbon monoxide enters the body, it can take up to 24 hours for it to leave the system, which can cause harm to the body even if symptoms have passed.

A Delightfully Simple Guide to Snowmobile Insurance

In Saskatchewan, snowmobiling is one of the most popular winter pastimes alongside the infamous polar plunges, adventurous cross-country skiing, and of course, ice skating. And there’s a good reason for this, too, since the province receives a lot of snow, winters are long, and there are lots of flatlands for cruising around. For some, snowmobiles are a helpful tool to get from point A to point B on a ranch, a fun way to spend quality time with friends and make memories, or a method for exploring the great outdoors on your own.