Cabin & Cottage Insurance

What happens at the cabin, stays at the cabin, even when Uncle Larry chops a tree down and it lands on the roof. Keep your sacred time sacred, your happy place happy, and your relaxation station relaxed by ensuring your cabin or cottage is protected! Don’t worry, your secret is safe with us.

Cabin & Cottage Insurance

The benefit of insuring your sweet escape

Protects your home away from home

Your cabin or cottage coverage will offer many of the same features as a home insurance policy because we understand that even if you’re not there as much as you’d like to be, you love it like your home.

Protects your savings

You want your money to go to the cost of a dock upgrade, a firepit, or a cool outdoor kitchen. Maybe even just some new curtains. We offer competitive package policy pricing and flexible payment terms, including a monthly installment plan.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

SK

MB

AB

Coverage Details

Building
Contents
Premise liability
Detached private structures (bunk houses, boathouses, boat lifts, docks)

Optional Coverage

Home Systems Protection

From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance.
Boats & Boat Motors
Sewer Backup

Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup.
Fire Department Charges
Replacement Cost

Repair or replace the damaged building without deduction for depreciation.
Service Line

Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.

Additional Info

Sandbox offers specialized coverage for your off-grid seasonal activities:

ATV
Snowmobile
Trailer
RV

See all of our Property Insurance Products here.

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Cabin & Cottage Insurance FAQs

Do I need a policy separate from my home insurance for my seasonal property?

Yes, you need to purchase a separate policy for your cabin or cottage.

Is my boat covered through my cabin insurance in Saskatchewan?

In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.

How much is cabin insurance in Saskatchewan?

The cost of cabin insurance in Saskatchewan will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cabin!

Helpful Cabin Insurance Resources

cabin

Protecting Your Cabin For The Winter

House

Cabin and Cottage Safety Essentials

rental

15 Things To Do Before Going On Vacation

Resources

Home Systems (PDF)

Service Line (PDF)

Habitational (PDF)

Coverage Details

Building
Contents
Premise liability
Detached private structures (bunk houses, boathouses, boat lifts, docks)

Optional Coverage

Home Systems Protection

From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance.
Boats & Boat Motors
Sewer Backup

Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup.
Fire Department Charges
Replacement Cost

Repair or replace the damaged building without deduction for depreciation.
Service Line

Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.

Additional Info

Sandbox offers specialized coverage for your off-grid seasonal activities:

ATV
Snowmobile
Trailer
RV

See all of our Property Insurance Products here.

close button

Cabin & Cottage Insurance FAQs

Do I need a policy separate from my home insurance for my seasonal property?

Yes, you need to purchase a separate policy for your cabin or cottage.

Is my boat covered through my cottage insurance in Manitoba?

In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.

How much is cottage insurance in Manitoba?

The cost of cottage insurance in Manitoba will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cottage!

Helpful Cottage Insurance Resources

cabin

Protecting Your Cabin For The Winter

House

Cabin and Cottage Safety Essentials

rental

15 Things To Do Before Going On Vacation

Resources

Home Systems (PDF)

Service Line (PDF)

Habitational (PDF)

Coverage Details

Building
Contents
Premise liability
Detached private structures (bunk houses, boathouses, boat lifts, docks)

Optional Coverage

Home Systems Protection

From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance.
Boats & Boat Motors
Sewer Backup

Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup.
Fire Department Charges
Replacement Cost

Repair or replace the damaged building without deduction for depreciation.
Service Line

Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.

Additional Info

Sandbox offers specialized coverage for your RV, too!

See all of our Property Insurance Products here.

close button

Cabin & Cottage Insurance FAQs

Do I need a policy separate from my home insurance for my seasonal property?

Yes, you need to purchase a separate policy for your cabin or cottage.

Is my boat covered through my cottage insurance in Alberta?

In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.

How much is cottage insurance in Alberta?

The cost of cottage insurance in Alberta will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cottage!

Helpful Cabin Insurance Resources

cabin

Protecting Your Cabin For The Winter

House

Cabin and Cottage Safety Essentials

rental

15 Things To Do Before Going On Vacation

Resources

Home Systems (PDF)

Service Line (PDF)

Habitational (PDF)