Rented Property Insurance

Landlord Insurance

When it comes to your rental dwelling, you may not live there, but you have the all-important title of “Landlord” and it’s your job to protect it from a dragon (fire) or trebuchet (hail). We’ll be your knight in shining armor so you can go on thy way, knowing your kingdom is protected.

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Landlord Insurance

The benefits of insuring your rental property

Protect your income

Insuring your property is a guaranteed option for safeguarding your investment.

Protect your time

Keep it simple by adding your rental property to your existing home insurance policy or have it insured separately.

Protect your budget

Your rental property premium will be discounted if we insure your home or auto (Saskatchewan or Manitoba only). Competitive and affordable premiums and convenient premium payment options ensure your money goes where you really want it.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

Coverage Details

We can offer coverage on the dwelling, appliances in the home, lost rental income, and premise liability.

  • Your rental insurance policy insures your dwelling and appliances, as well as lost rental income, but it does not cover loss to the personal belonging of your tenant.
  • Protects against potential liability exposures arising from the ownership of your rental property.
  • If your rental property is 35 years old or newer, it may qualify for all risk replacement cost coverage.

Optional Coverage

  • Sewer Backup

    Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup.
  • Home Systems Protection

    From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance.
  • Service Line

    Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.
  • Replacement Cost

    Repair or replace the damaged building without deduction for depreciation. 
  • Tenant Vandalism – certain packages only