Customized Commercial Insurance

Customized Commercial Insurance

Every operation is unique. A florist doesn’t need the same coverage as a seafood restaurant and a seafood restaurant doesn’t need the same coverage as a dog kennel. Unique businesses call for unique policies, and we’re ready to accommodate you with customized packages. Selling purple lily lobster doodles? Let’s talk!

Customized Commercial

The benefit of insuring your distinct enterprise

Protects your down time

If your business is interrupted by an insured peril and you can’t operate, we’ve got you covered.

Protects your particulars

With a customized package, you only select the coverages that you need! No wasting time or money on the things that don’t matter.

Protects you and your operation

We hope for the best, but things happen. In the event that you need liability coverage, you’ve got it.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

Coverage Details

Customized Commercial Policies

Working together with your broker, our team of Commercial Underwriters will use their expertise to provide coverage as unique and specialized as your business. Our commercial policies are individually tailored to suit your business operations:

  • Choice of specific coverages to build a custom policy
  • Choice of deductibles

Examples of Businesses Requiring Customized Policies:

  • Garages
  • Restaurants
  • Churches
  • Food Carts and Food Trucks
  • Greenhouses
  • Woodworking Operations
  • Welding Shops

Optional Coverage

  • Business Interruption
  • Sewer Backup

    Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures.
  • Crime Coverage
  • Tools or Contractors Equipment
  • CyberOne 
  • Data Compromise
  • Equipment Breakdown
  • & more

Additional Info

Sandbox offers specialized coverage for Contractor’s Insurance, Business Insurance, Cyber Insurance and Restaurant Insurance. See all our Commercial Insurance Products here.

close button

Customized Commercial Insurance FAQs

How much does business insurance cost in Saskatchewan?

The cost of business insurance in Saskatchewan will vary depending on factors such as the type of business, optional coverages added, and choice of deductibles. A broker can give you a free customized quote on the exact price to insure your commercial business.

Does commercial insurance cover personal?

Typically, commercial insurance does not cover personal. In these circumstances there may be coverage: home-based businesses, business use of personal vehicles and liability. Ensure you review your insurance policy to understand if you are covered or speak to your broker. 

What types of businesses require a customized commercial policy?

Every commercial operation is unique. You may require a customized policy if you operate a garage, restaurant, church, food cart or food truck, greenhouse, woodworking operation or welding shop.