Farm Business Box
Commercial Farm Insurance
Is your family or commercial farm over 160 acres? We can cover your property, production, and equipment with just one bundle. So go on, put all those eggs in one basket!
The benefits of protecting your farm with us
Protect your farm
Your machinery, inputs and output, and property for all that you do and use.
Protect your business
Whether it be loss of income, extra expense, or liability plus enhancements.
Coverage Details
The Farm Business Box is designed for risks that are actively farming with over 160 acres of land for grain and/or livestock and/or mixed farming operations such as poultry or dairy.
Optional Coverage
- Homeowners and all other farm property coverages including outbuildings and livestock can be added.
- Hobby Farm Insurance and Beekeeping Insurance cannot be added.
Additional Info
- All included coverage within the farm box can be increased beyond minimum limits subject to applicable premium and/or deductible discounts. Upgrade your coverage today!
Sandbox offers specialized coverage for Farm Production Insurance, Farm Equipment Insurance and Farm Property Insurance. See all our Farm Insurance Products here.
Commercial Farm Insurance FAQs
How much is farm insurance in Saskatchewan?
The cost of farm insurance in Saskatchewan will vary depending on factors such as your equipment, number of properties, the extent of your farm operations, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your commercial farm.
What is covered in the Farm Business Box?
The Farm Business Box includes farmer’s comprehensive liability, equipment insurance, production insurance, property insurance, blanket earnings and extra expense and farm policy enhancement endorsement. Beekeeping insurance, outbuildings and livestock coverages can all be added on.
Does my home insurance policy cover my farm in Saskatchewan?
No, your home insurance policy will not cover your farming operations even if you only have a hobby farm.
Does Sandbox offer crop insurance in Saskatchewan?
Sandbox does not currently offer crop insurance coverages in Saskatchewan.
How to better secure my farm for natural disasters?
As a team based in the prairies, we know that prairie soil is vulnerable to natural disasters. Here are our tips on how to keep your farm secure in the event of natural disasters!
What steps should take when updating farm coverage?
The agricultural field and the insurance industry are always changing, so it’s important to periodically check and update your farm insurance policy. In this article, we’ll provide you with a complete farm insurance checklist so that you know about the steps involved in reviewing and updating your coverage.
How do I make a farm insurance claim?
Getting started with making a farm insurance claim is as Delightfully Simple as giving us a call! See our Make a Claim page here.
Helpful Commercial Farm Insurance Resources
Coverage Details
The Farm Business Box is designed for risks that are actively farming with over 160 acres of land for grain and/or livestock and/or mixed farming operations such as poultry or dairy.
Optional Coverage
- Homeowners and all other farm property coverages including outbuildings and livestock can be added.
- Hobby Farm Insurance and Beekeeping Insurance cannot be added.
Additional Info
- All included coverage within the farm box can be increased beyond minimum limits subject to applicable premium and/or deductible discounts. Upgrade your coverage today!
Sandbox offers specialized coverage for Farm Production Insurance, Farm Equipment Insurance and Farm Property Insurance. See all our Farm Insurance Products here.
Commercial Farm Insurance FAQs
How much is farm insurance in Manitoba?
The cost of farm insurance in Manitoba will vary depending on factors such as your equipment, number of properties, the extent of your farm operations, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your commercial farm.
What is covered in the Farm Business Box?
The Farm Business Box includes farmer’s comprehensive liability, equipment insurance, production insurance, property insurance, blanket earnings and extra expense and farm policy enhancement endorsement. Beekeeping insurance, outbuildings and livestock coverages can all be added on.
Does my home insurance policy cover my farm in Manitoba?
No, your home insurance policy will not cover your farming operations even if you only have a hobby farm.
Does Sandbox offer crop insurance in Manitoba?
Sandbox does not currently offer crop insurance coverages in Manitoba.
How to better secure my farm for natural disasters?
As a team based in the prairies, we know that prairie soil is vulnerable to natural disasters. Here are our tips on how to keep your farm secure in the event of natural disasters!
What steps should take when updating farm coverage?
The agricultural field and the insurance industry are always changing, so it’s important to periodically check and update your farm insurance policy. In this article, we’ll provide you with a complete farm insurance checklist so that you know about the steps involved in reviewing and updating your coverage.
How do I make a farm insurance claim?
Getting started with making a farm insurance claim is as Delightfully Simple as giving us a call! See our Make a Claim page here.
Helpful Commercial Farm Insurance Resources
Coverage Details
The Farm Business Box is designed for risks that are actively farming with over 160 acres of land for grain and/or livestock and/or mixed farming operations such as poultry or dairy.
Optional Coverage
- Homeowners and all other farm property coverages including outbuildings and livestock can be added.
- Hobby Farm Insurance and Beekeeping Insurance cannot be added.
Additional Info
- All included coverage within the farm box can be increased beyond minimum limits subject to applicable premium and/or deductible discounts. Upgrade your coverage today!
Sandbox offers specialized coverage for Farm Production Insurance, Farm Equipment Insurance and Farm Property Insurance. See all our Farm Insurance Products here.
Commercial Farm Insurance FAQs
How much is farm insurance in Alberta?
The cost of farm insurance in Alberta will vary depending on factors such as your equipment, number of properties, the extent of your farm operations, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your commercial farm.
What is covered in the Farm Business Box?
The Farm Business Box includes farmer’s comprehensive liability, equipment insurance, production insurance, property insurance, blanket earnings and extra expense and farm policy enhancement endorsement. Beekeeping insurance, outbuildings and livestock coverages can all be added on.
Does my home insurance policy cover my farm in Alberta?
No, your home insurance policy will not cover your farming operations even if you only have a hobby farm.
Does Sandbox offer crop insurance in Alberta?
Sandbox does not currently offer crop insurance coverages in Alberta.
How to better secure my farm for natural disasters?
As a team based in the prairies, we know that prairie soil is vulnerable to natural disasters. Here are our tips on how to keep your farm secure in the event of natural disasters!
What steps should take when updating farm coverage?
The agricultural field and the insurance industry are always changing, so it’s important to periodically check and update your farm insurance policy. In this article, we’ll provide you with a complete farm insurance checklist so that you know about the steps involved in reviewing and updating your coverage.
How do I make a farm insurance claim?
Getting started with making a farm insurance claim is as Delightfully Simple as giving us a call! See our Make a Claim page here.
Helpful Commercial Farm Insurance Resources
Coverage Details
The Farm Business Box is designed for risks that are actively farming with over 160 acres of land for grain and/or livestock and/or mixed farming operations Choice of deductible from $1,000 to $5,000
Optional Coverage
- Homeowners and all other farm property coverages including outbuildings and livestock can be added.
Additional Info
- All included coverage within the farm box can be increased beyond minimum limits subject to applicable premium and/or deductible discounts. Upgrade your coverage today!
Sandbox offers specialized coverage for Farm Production Insurance, Farm Equipment Insurance and Farm Property Insurance. See all our Farm Insurance Products here.
Commercial Farm Insurance FAQs
How much is farm insurance in BC?
The cost of farm insurance in British Columbia varies significantly based on factors such as the type of farm, the value of your equipment and outbuildings, the total acreage, and your specific coverage requirements. Because every BC farm—from small-scale crop production to large livestock operations—has unique risks, a broker is the best person to provide a customized, free quote for your specific needs.
What is typically covered in a farm insurance package?
A comprehensive farm insurance policy generally includes farmer’s comprehensive liability, equipment insurance, property insurance. Coverage for outbuildings and livestock may be added. Depending on your operation, you can often add enhancements for specialized equipment, produce, or specific business interruption risks to ensure your livelihood is protected.
Does my home insurance policy cover my farm in BC?
No. Standard home insurance policies are designed for residential dwellings and will generally not cover farming operations, even if you only operate a small hobby farm. Farming introduces commercial liabilities—such as machinery accidents, livestock injuries, or product liability—that standard homeowners' policies typically exclude, which could lead to a claim denial.
How can I protect my crops in BC?
While commercial farm insurance protects your physical assets, buildings, and liability, protection for crops often involves government-backed programs in BC. The Province of British Columbia offers Production Insurance, which is designed to protect farmers against yield reductions caused by uncontrollable natural hazards like extreme weather (hail, frost, drought) or pests. Many farmers combine these specialized government programs with their private commercial farm insurance to ensure full financial resilience.
How do I make a farm insurance claim?
If you experience a loss, the process is designed to be "Delightfully Simple." Reach out to your insurance broker or provider as soon as it is safe to do so.They will guide you through the documentation required, help assess the damage to your property or equipment, and act as your advocate through the claims
process.