Car Insurance

The ultimate shadow. Wherever you need to go, it’s right there with you—your best friend on wheels, your car. We don’t get very far without our most valuable companions, so keep yours protected with additional car insurance coverage.

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The benefits of insuring your metal companion with us

Protects your individual needs

We have an impressive collection of comprehensive coverage choices that are affordable—easily tailored to you and your budget. Most importantly, we can help you navigate various convenient payment options.

Protects your peace of mind

By making your own choices about your coverage and deductible, you have complete control and understanding of your car insurance—providing additional peace of mind.

Protects your time away from home

Feel comfortable traveling throughout the U.S. with liability insurance.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

Coverage Details

Every car licensed in Saskatchewan is insured by the government Auto Fund. Though minimum amounts of insurance are legislated, they don’t often provide adequate coverage. That’s why we provide full coverage options.

Coverage options

Collision/Upset - Reduced deductible options.
Comprehensive - Reduced deductible options.
Third-Party Liability limits up to $5,000,000 available (including U.S. exposure for personal & farm vehicles)
Family protection coverage, accident benefits, non-owned vehicle coverage.

Optional Coverage

Replacement Cost

Preserve the value of your new car against depreciation or rising repair costs, in the event your car is damaged or stolen.
Loss of Use

If your car is damaged or stolen, we will help keep you on the road by paying the cost to rent a car while yours is being repaired or replaced.
Road Hazard Glass

Pays for windshield damage such as stone chips or cracks to keep your windshield looking new.

To discuss our list of special options for additional coverage and to understand your Tort and No-Fault options, contact a broker—even we get sick of looking at numbers on screen sometimes.

Additional Info

No deductible applies to:

Collision with a bird or animal
Fire
Lightning
Theft of the entire vehicle

Sandbox offers specialized coverage for Classic Car Insurance and Commercial Car Insurance. See all of our Auto Insurance Products here.

Car Insurance FAQs

What are the steps to buying car insurance in Saskatchewan?

Bring necessary information such as your driver’s license and vehicle information to your local broker to receive a quote. Choose the coverage and deductible that best suits your needs. Pay the cost of your premium and keep a copy of your documents as proof of insurance in case of a collision.

How much is car insurance per month in Saskatchewan?

The cost of car insurance in Saskatchewan from Sandbox will vary depending on your driving history, usage of your vehicle, and any past claims. A broker can give you a free quote on the exact price to insure your vehicle.

Is car insurance required in Saskatchewan?

Every vehicle licensed in Saskatchewan must be insured by the government Auto Fund. Though minimum amounts of insurance are legislated, they don’t often provide adequate coverage. Sandbox provides additional coverage options to increase your liability and decrease the cost of your deductible.

Does Saskatchewan have provincial auto insurance?

Saskatchewan has a mandatory vehicle registration and insurance program through the government Auto Fund.

What is comprehensive auto coverage?

Comprehensive auto covers your vehicle from non-collision-related incidents. Simply put, these are the things that could happen to your car when you’re not driving it, like vandalism, theft of the entire vehicle, hail, and more. We break it down in our blog What is Comprehensive Car Insurance?

Helpful Car Insurance Resources

Private Passenger Auto Extension Insurance

Article

Car Insurance Terms You Need to Know

Article

What is Comprehensive Car Insurance?

Article

Car Insurance Hacks to Maximize Coverage

Resources

A177 Saskatchewan Extension Automobile Policy (PDF)

Coverage Details

Every vehicle licensed in Manitoba is insured by Manitoba Public Insurance. Though minimum amounts of insurance are legislated, they don’t often provide adequate coverage. That’s why we provide thorough coverage options.

Coverage options

Collision/Upset - Reduced deductible options.
Comprehensive - Reduced deductible options.
Third-Party Liability limits up to $10,000,000 available (including U.S. exposure for private passenger & farm vehicles)
Family protection coverage, non-owned vehicle coverage.

Lay Up Coverage

Year-round protection for collision/upset, comprehensive and third-party liability coverage
No need to advise when the vehicle goes into temporary storage

Optional Coverage

Replacement Cost

Preserve the value of your new vehicle against depreciation or rising repair costs, in the event your vehicle is damaged or stolen.
Loss of Use

If your vehicle is damaged or stolen, we will help keep you on the road by paying the cost to rent a vehicle while yours is being repaired or replaced.

To discuss our list of special options for additional coverage and to understand your Tort and No-Fault options, contact a broker—even we get sick of looking at numbers on screen sometimes.

Additional Info

No deductible applies to:

Collision with a bird or animal
Fire
Lightning
Theft of the entire vehicle

When the comprehensive deductible is $50, $100 or $200, no deductible will apply to:

Vandalism when reported to the police
Glass Damage
Paintless dent repairs

Sandbox offers specialized coverage for Classic Car Insurance and Commercial Car Insurance. See all of our Auto Insurance Products here.

Car Insurance FAQs

What are the steps to buying car insurance in Manitoba?

How much is car insurance per month in Manitoba?

The cost of car insurance in Manitoba from Sandbox will vary depending on your driving history, usage of your vehicle, and any past claims. A broker can give you a free quote on the exact price to insure your vehicle.

Is car insurance required in Manitoba?

Every vehicle licensed in Manitoba must be insured by Manitoba Public Insurance. Though minimum amounts of insurance are legislated, they don’t often provide adequate coverage. Sandbox provides additional coverage options to increase your liability and decrease the cost of your deductible.

Does Manitoba have provincial auto insurance?

Manitoba has a mandatory vehicle registration and insurance program through Manitoba Public Insurance.

What is comprehensive auto coverage?

Helpful Car Insurance Resources

Article

Car Insurance Terms You Need to Know

Article

What is Comprehensive Car Insurance?

Article

Car Insurance Hacks to Maximize Coverage

Resources

Manitoba Auto Extension (PDF)

A96 - Manitoba Extension Automobile Insurance Policy - 05.23.pdf (PDF)