Learning Centre

Contractor Insurance Requirements By Trade: What You Need To Know

Contractors keep homes and businesses running, and the right insurance helps protect their work. Every trade faces different risks, from property damage and injuries to tool theft and installation mistakes. Insurance helps cover equipment, vehicles, materials, and liability so an unexpected accident doesn’t halt a project. Most contractors in Canada need general liability coverage, workers compensation if they have employees, and insurance for business vehicles. A broker can help match coverage to the type of work you do. With the right protection, contractors can focus on their craft and grow their business with confidence.

5 Common Misconceptions About Business Insurance and the Truth

Running a business means being prepared for the unexpected, from changing markets to everyday risks. But one thing many business owners overlook is understanding their insurance coverage. This article breaks down five of the most common misconceptions about business insurance and reveals the truth behind them. Whether you own a small business, work as a contractor, or manage a growing company, knowing what your policy really covers can make all the difference when something goes wrong.

Sustainable Home Tips

Living sustainably doesn’t have to mean expensive upgrades or a total lifestyle overhaul. Small, practical steps, like swapping to LED bulbs, sealing drafts, using a smart thermostat, and saving water with low-flow fixtures can make your home more efficient and your bills lighter. When it’s time to upgrade appliances or renovate, choose energy-smart options and durable materials for long-term savings.

Tools, Trucks, And Teams: What Your Contractor Insurance Should Cover

General and building contractors, drywallers, painters, plumbers, landscapers, carpenters, builders, and subcontractors—do you know what your contractor insurance coverage includes? Do you have contractor liability insurance in place? Do you even have contractors’ insurance? Accumulating some tools over the years may not seem like that much money, but you’d be surprised what that whole bag is worth when it’s someone else selling it for you.

Do Contractors Need Liability Insurance? A Guide For Western Canadian Trades

Liability insurance is a safety net for contractors, protecting against costs from property damage, injuries, or lawsuits. While not always legally required, it's often expected by clients and can be quite affordable.

Wherever you hang your hat, keep it safe.

From homes and condos to cottages and hobbit-holes, find the right insurance for you.

There’s no business like your business.

From contractors to restaurant owners and everything in between, keep your business covered with commercial insurance from Sandbox.

And on that farm, you had insurance!

From big commercial farms to hobbyists and even beekeepers, get the right coverage from Sandbox.

For whatever you own that goes VROOM.

Stay covered year-round in Western Canada both on and off the road with Sandbox Auto Insurance.