Cabin & Cottage Insurance
What happens at the cabin, stays at the cabin, even when Uncle Larry chops a tree down and it lands on the roof. Keep your sacred time sacred, your happy place happy, and your relaxation station relaxed by ensuring your cabin or cottage is protected! Don’t worry, your secret is safe with us.
The benefit of insuring your sweet escape
Protects your home away from home
Your cabin or cottage coverage will offer many of the same features as a home insurance policy because we understand that even if you’re not there as much as you’d like to be, you love it like your home.
Protects your savings
You want your money to go to the cost of a dock upgrade, a firepit, or a cool outdoor kitchen. Maybe even just some new curtains. We offer competitive package policy pricing and flexible payment terms, including a monthly installment plan.
Coverage details and availability can vary by province. If available, select your region below to view coverage details.
Coverage Details
- Building
- Contents
- Premise liability
- Detached private structures (bunk houses, boathouses, boat lifts, docks)
Optional Coverage
- Home Systems Protection
From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance. - Boats & Boat Motors
- Sewer Backup
Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup. - Fire Department Charges
- Replacement Cost
Repair or replace the damaged building without deduction for depreciation. - Service Line
Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.
Additional Info
Cabin & Cottage Insurance FAQs
Do I need a policy separate from my home insurance for my seasonal property?
Yes, you need to purchase a separate policy for your cabin or cottage.
Is my boat covered through my cabin insurance in Saskatchewan?
In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.
How much is cabin insurance in Saskatchewan?
The cost of cabin insurance in Saskatchewan will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cabin!
What's the best way to prepare my remote property for emergencies?
Your cabin might be remote, or at least not as easily accessible as your full-time home with fewer people around. If this is the case, then your cottage may come with its own set of risks and potential losses than your other home does. So, if you’re one of those people who believe life’s better in the woods, then this guide is for you.
How can I get my cottage ready for the winter?
While it’s a sad time to say goodbye to a loved vacation home for the year, there are certain tasks that will help you avoid floods, frozen and burst pipes, and more. Don’t let this process linger, we’re here to help! Here’s a quick list of things you should check on at the end of the season to avoid potential losses to your holiday home.
Helpful Cabin Insurance Resources
Coverage Details
- Building
- Contents
- Premise liability
- Detached private structures (bunk houses, boathouses, boat lifts, docks)
Optional Coverage
- Home Systems Protection
From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance. - Boats & Boat Motors
- Sewer Backup
Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup. - Fire Department Charges
- Replacement Cost
Repair or replace the damaged building without deduction for depreciation. - Service Line
Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.
Additional Info
Cabin & Cottage Insurance FAQs
Do I need a policy separate from my home insurance for my seasonal property?
Yes, you need to purchase a separate policy for your cabin or cottage.
Is my boat covered through my cottage insurance in Manitoba?
In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.
How much is cottage insurance in Manitoba?
The cost of cottage insurance in Manitoba will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cottage!
What's the best way to prepare my remote property for emergencies?
Your cabin might be remote, or at least not as easily accessible as your full-time home with fewer people around. If this is the case, then your cottage may come with its own set of risks and potential losses than your other home does. So, if you’re one of those people who believe life’s better in the woods, then this guide is for you.
How can I get my cottage ready for the winter?
While it’s a sad time to say goodbye to a loved vacation home for the year, there are certain tasks that will help you avoid floods, frozen and burst pipes, and more. Don’t let this process linger, we’re here to help! Here’s a quick list of things you should check on at the end of the season to avoid potential losses to your holiday home.
Helpful Cottage Insurance Resources
Coverage Details
- Building
- Contents
- Premise liability
- Detached private structures (bunk houses, boathouses, boat lifts, docks)
Optional Coverage
- Home Systems Protection
From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance. - Boats & Boat Motors
- Sewer Backup
Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup. - Fire Department Charges
- Replacement Cost
Repair or replace the damaged building without deduction for depreciation. - Service Line
Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.
Additional Info
Cabin & Cottage Insurance FAQs
Do I need a policy separate from my home insurance for my seasonal property?
Yes, you need to purchase a separate policy for your cabin or cottage.
Is my boat covered through my cottage insurance in Alberta?
In short, optionally! Boats and boat motors can be covered in Seasonal Homeowners and Seasonal Dwellings policies, but it’s an optional coverage, meaning that it doesn’t come automatically included with every policy. If you’re keen on having it, ask your broker at the time of purchase.
How much is cottage insurance in Alberta?
The cost of cottage insurance in Alberta will vary depending on factors such as location and value of your property, optional coverages added, and limits of insurance. A broker can give you a free quote on the exact price to insure your cottage!
What's the best way to prepare my remote property for emergencies?
Your cabin might be remote, or at least not as easily accessible as your full-time home with fewer people around. If this is the case, then your cottage may come with its own set of risks and potential losses than your other home does. So, if you’re one of those people who believe life’s better in the woods, then this guide is for you.
How can I get my cottage ready for the winter?
While it’s a sad time to say goodbye to a loved vacation home for the year, there are certain tasks that will help you avoid floods, frozen and burst pipes, and more. Don’t let this process linger, we’re here to help! Here’s a quick list of things you should check on at the end of the season to avoid potential losses to your holiday home.