The benefits of insuring your home with us
Protects the roof over your head
This coverage insures your home and detached structures. You may not have guessed, but this can also include swimming pools or outdoor hot tubs on your premises.
Protects your belongings
Enough said. This coverage insures the contents in your home. As a bonus, items usually kept at your home that are temporarily removed, anywhere in the world, are covered.
Protects your interest
Offering liability coverage for bodily injury, property damage, and premises.
There are a variety of coverage and deductible options available to protect your home and the contents inside.
- Variety of coverage options from Comprehensive to Named perils, for building & contents
- Multiple deductible options
- Detached Private Structures
- Additional Living Expense
- We can insure your primary home even if you have a rental suite in it.
- We can add coverage for your jewelry, boats, fine arts, hearing aids, and sports equipment.
- Home Systems Protection
From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance.
- Service Line
Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.
- Sewer Backup
Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures. Sewer Backup coverage also protects you from storm-related events causing your sewer system to backup.
- Comprehensive Water Coverage
Today flooding is a concern so protect your home and property from damage when a torrential rainstorm causes the water to enter your window well, ruining your newly developed basement. Comprehensive water also includes sewer backup coverage.
- Fire Department Charges
- Glass Deductible Buy-Down
Reduce your deductible for glass breakage to $50 (SK & MB) or $100 (AB) instead of being subject to your policy deductible.
- Jewelry, Fine Arts & Hearing Aids
- Boats & Boat Motors