The Murphys Go Camping, What Could Go Wrong?

The Murphys are heading on a family camping trip! What could possibly go wrong? Ahh, well, when you’re the Murphys, anything that can go wrong…

On the way out to their camping spot, Murphy’s favourite tune, “Raindrops Keep Fallin’ On My Head”, came on the radio. Distracted by the classic, peppy tune, he accidentally rear-ended the unsuspecting vehicle in front of him. Eep! Fortunately, with car insurance from Sandbox Mutual Insurance, Murphy’s damage was covered as well as the dent he left in the other guy’s car. Initially upset, the other driver softened after seeing Murphy’s last name on his driver’s license and hearing his tales of constant mishaps. “Murphy’s Law, huh?” he chuckled, driving away with a soon-to-be-fixed bumper.

Not to be dismayed, the Murphys continued on in Mrs. Murphy’s truck,  finding a nice little shady spot within the trees at their camping ground. After setting up their trailer and firing up the BBQ, the wind started to blow… like crazy. A large tree snapped right next to their trailer, and landed right on it! Ahh! The BBQ flew through the air, and their dinner plans quite literally crashed into the trailer windows. Luckily, with trailer insurance from Sandbox Mutual Insurance, Murphy is good to go — damage from unsuspected weather conditions is fully covered. After a quick call, they were assured that repairs would be handled swiftly, and the family could focus on salvaging their trip.

“No problem!” thought Mr. Murphy as he fired up his ATV — “We’ll go for a rip on this baby. What else could possibly go wrong?” 

Well, as fun as ATVs are, they’re also pretty… fast. And Murphy was half in the lake before he knew it, the engine coughing and sputtering to a sad halt. His triumphant grin turned into a sheepish smile as he waddled out, soaking wet. Not to worry! With ATV insurance from Sandbox Mutual Insurance, Murphy’s big-boy toys are also fully covered. With another quick call, repairs were arranged, and a claim was made through the Sandbox claims portal, so Mr. Murphy could laugh off his unexpected swim. 

Running out of vehicles to injure, the Murphys settled down to dinner. But just as they were biting into their hot dogs, Uncle Murphy arrived in his 1957 Thunderbird! A beautiful classic car, they had warned him not to take it too far into the wilderness and… yep. Just as he was arriving a tiiiiiny little pebble flew up from the ground and smacked right into the windshield, leaving a giant crack. Tears coming to his eyes, Uncle Murphy was reminded that with classic car insurance from Sandbox Mutual Insurance, comprehensive coverage includes road hazards, like glass and rocks. Whew. The beloved Thunderbird would soon be on its way to a brand-new windshield.

As the sun began to set, the Murphys decided to shake off the day's disasters. (They are nothing if not relentlessly positive folks.) They gathered around the campfire, roasted marshmallows, shared stories and decided to stick to card games and sing-alongs for the rest of the trip. (They lost all the aces, and forgot all the words.) Despite the chaos, they found moments of joy and laughter, creating memories that were definitely uniquely their own.

The next morning they awoke to a serene sunrise, and for a brief moment, everything seemed perfect. Mrs. Murphy took a deep breath, appreciating the beauty around them. Unfortunately, moments after a sip of her first coffee, Mrs. Murphy heard a strange sound from the sky. 

“Is that …a meteor?” she wondered to herself, as what looked like a shooting star danced across the sky and got closer… and closer… and VERY CLOSE UH OH  — CRASHHH!!! “Yes, yes that is in fact a meteor...” she said. As the cosmic rock sat, smoking, in the middle of her truck bed. 

With Sandbox now at the top of her recent call list, she knew just what to do, as the rest of the family woke up to investigate the newest vehicle damage. With trusty car insurance from Sandbox Mutual Insurance, she knew cosmic events were no match for Sandbox’s comprehensive coverage.

Even though the Murphys take a lot of precautions, they just seem to have the worst luck imaginable. But, with Sandbox Mutual Insurance covering their car, trailer, ATV, and even Uncle Murphy’s classic Thunderbird, they were able to handle every mishap that came their way. Even if you have better luck than our poor pals the Murphys, being prepared for the unexpected with great coverage for all your wheeled accessories is a smart spot to be in. Don’t let your camping trip go awry! Sandbox Mutual Insurance’s comprehensive auto insurance ensures that no matter what bumps (or pebbles) you encounter on the road, your adventures can continue smoothly. From minor fender-benders to major mishaps, Sandbox Mutual Insurance has you protected, allowing you to enjoy your travels with peace of mind.


Auto Insurance coverage and policies in Canada vary from province to province. Learn more about Sandbox's Auto insurance coverage in Saskatchewan and Manitoba, here.