Holy Murphy Macaroni! One Family, Four Launches, and a Restaurant Full of Chaos

Have you met the Murphys? For this poor family, whatever can go wrong, does go wrong. Even when launching a family restaurant. Thankfully, with Sandbox Mutual Insurance backing their business, they’ve made it through every soggy-noodle, alien-invaded disaster.

The Murphy’s family business, “Murphys’ Macaroni”, is celebrating its re-re-re-re-grand opening. You see, The first time they tried to open a tornado came through town and flung their sign right into the next block. The second time, a random pipe burst, and let’s just say the noodles were a little too soggy. And the third time an unfortunate series of events meant Mr. Murphy was putting out fires — literally — all over his kitchen, his noodles, and his own pants. The restaurant insurance package from Sandbox Mutual Insurance took care of all the damage and setbacks. But now, feeling strongly that fourth time’s a charm, Murphy’s Macaroni is all set to welcome customers. What else could possibly go wrong? Surely nothing, right? Riiiight?

The day before opening Cousin Murphy, a local contractor, was called in to check out a leak behind the dishwasher. It was an easy fix, and as Cousin Murphy began to head out the door, he tripped over his own two feet and fell into the glass display case of macaroni, shattering the glass. “Not again!” said Cousin Murphy, whose luck was pretty much constantly this awful. Thankfully, with a contractors' insurance package from Sandbox Mutual Insurance,  Cousin Murphy is still Mr. Fix It with reliable coverage that keeps his job sites top notch and his tools covered, too. From drills to digital sensors, his tool and equipment floater from Sandbox ensures all his gear is protected — even when it takes a tumble into a display case full of mac and cheese. “All good!” said Mr.Murphy, after the accident was repaired and damage accounted for. “That kind of thing happens all the time!” 

The day of opening had finally arrived, and Mr.Murphy proudly sent out an email to his 1000 subscribers eager to finally try this famous Murphy mac n cheese. 

Uh oh. Thirty seconds after hitting send, Mr.Murphy realized his cyber security had been compromised! His computer was hacked and his data was breached, threatening not just his own, but all of his future customers’ private information. “Why are computers so dang complicated!” he exclaimed, defeated. “Don’t stress!” said Mrs. Murphy, appearing at his side with a plate of fresh macaroni, “We have cyber insurance from Sandbox Mutual Insurance which covers malware and phishing, as well as data security hacks and lost information.” “I don’t know what any of that means, but cool!” said Mr. Murphy, smiling again and helping himself to a big bite of pasta. One phone call later to Sandbox and the problem had been addressed.

“Now can we finally open?” said young Ms. Murphy, wearing her “Murphy’s Macaroni” T-shirt and eager to welcome customers. “Definitely!” the Murphys replied, and Mr. Murphy put his key in the door to open it to the public. He tried to turn it. And he tried again. Aaaand he realized that the lock was broken, due to old buildings doing old-building-things. Witnessing his struggles from the other side, a customer tried the adjacent door which opened with no problems. “Well, I’ll get that fixed tomorrow!” Mr. Murphy said with a chuckle. His smile only widened as dozens of eager macaroni-enthusiasts made their way into his shop. 

Later that afternoon Mr. Murphy realized they were somehow all out of parmesan. “Not the parmesan!!!!” he cried.  He hopped into the business’s delivery van for a quick grocery run. On the way back, a rogue stop sign (bent from last week’s storm) surprised him at an intersection, and he sideswiped a pole. “Oh, come on!” he groaned, gently thumping the steering wheel. No need to worry! The Murphy’s commercial vehicle insurance from Sandbox Mutual Insurance covered the damage to the van, and even the perishable food lost in the accident. 

We’d love to tell you that everything went well from here on out. That the oven didn’t short-circuit, and the computer system didn’t fail, and the POS system didn’t started speaking in binary. (Good thing Sandbox’s business interruption coverage kicks in when critical equipment fails.)

We'd like to tell you that the head chef didn’t burn himself with hot water while distracted by the family of aliens who came into the kitchen through the roof and demanded the macaroni recipe for their home planet, then politely left a tip before leaving alien goo all over the clean napkins, plates, forks and to-go boxes. (Thankfully, commercial property coverage from Sandbox Mutual Insurance also includes protection from even “unidentified flying kind.”)

We’d also love to tell you that the building wasn’t damaged by the flying saucer, the business not tanked due to the terrified and confused customers and the macaroni — delicious as it is — sitting uneaten in giant vats of fresh, cheesy sauce. 

Unfortunately, all of these things definitely took place, and the Murphys were left sitting around their diner tables, wearing their macaroni swag, wondering yet again how their luck seems to turn from bad to catastrophically worse. “...Fresh bowl of Murphy Mac, anyone?” said Mr. Murphy, whose spirits were impossible to dampen. “Yes please!!!” the family chorused in response. 

Even if your luck is not quite as bad as The Murphys — and we’re going to go ahead and guarantee that it’s not — you still want to have business, contractor, or restaurant insurance in place to make sure your livelihood is protected from unlikely, and downright impossible, circumstances. With comprehensive coverage from Sandbox Mutual Insurance, we can make sure you’re always bringing home the bacon (or the noodles) no matter what life throws your way. Find a Sandbox broker near you to get started!

Ready to Serve, No Matter What

Even if your restaurant isn’t ground zero for the next martian invasion, running a small business comes with its own risks:

• Equipment breakdowns
• Cyber attacks
• Contractor mishaps
• Kitchen accidents

With Sandbox Mutual Insurance, you’re covered for all of it! So you can focus on what you do best: feeding your community.

Connect with a broker near you and get protected.

Please note that the information in this article may not accurately reflect your insurance policy from Sandbox Mutual Insurance or another insurance company. Please refer to your policy or talk to your broker about your specific coverages.