Farm Lifestyle Box

As long as the farm or acreage isn’t bigger than 160 acres and the primary use of your land is for raising livestock or growing produce for personal use, it’s eee iii eee ii insured and considered a hobby farm.

You got it! The Farm Lifestyle Box covers your machinery, property, and inputs and outputs no matter if they’ve got two eyes or not.

In the Farm Lifestyle Box, you get minimum included limits of $2,000,000 of Farmer’s Comprehensive Liability, $50,000 of Equipment Protection, $25,000 of Production Protection, $50,000 of Property Protection, and the Farm Policy Enhancement Endorsement.

Whether you’re raising livestock, growing organic vegetables, or even aiming for an entirely self-sufficient way of life, establishing a hobby farm calls for some thoughtful planning. We break it down in our article! 

As long as the farm or acreage isn’t bigger than 160 acres and the primary use of your land is for raising livestock or growing produce for personal use, it’s eee iii eee ii insured and considered a hobby farm.

You got it! The Farm Lifestyle Box covers your machinery, property, and inputs and outputs no matter if they’ve got two eyes or not.

In the Farm Lifestyle Box, you get minimum included limits of $2,000,000 of Farmer’s Comprehensive Liability, $50,000 of Equipment Protection, $25,000 of Production Protection, $50,000 of Property Protection, and the Farm Policy Enhancement Endorsement.

Whether you’re raising livestock, growing organic vegetables, or even aiming for an entirely self-sufficient way of life, establishing a hobby farm calls for some thoughtful planning. We break it down in our article! 

As long as the farm or acreage isn’t bigger than 160 acres and the primary use of your land is for raising livestock or growing produce for personal use, it’s eee iii eee ii insured and considered a hobby farm.

You got it! The Farm Lifestyle Box covers your machinery, property, and inputs and outputs no matter if they’ve got two eyes or not.

In the Farm Lifestyle Box, you get minimum included limits of $2,000,000 of Farmer’s Comprehensive Liability, $50,000 of Equipment Protection, $25,000 of Production Protection, $50,000 of Property Protection, and the Farm Policy Enhancement Endorsement.

Whether you’re raising livestock, growing organic vegetables, or even aiming for an entirely self-sufficient way of life, establishing a hobby farm calls for some thoughtful planning. We break it down in our article! 

Generally, yes! In British Columbia, a hobby farm is typically defined as a rural property used for personal enjoyment, raising a few animals, or growing produce, rather than as a primary income-generating commercial business. While every insurer has different criteria—often based on acreage, livestock count, and annual revenue—if your farm is small-scale and for personal use, it likely qualifies for hobby farm insurance.
 

Absolutely. Even without livestock, a hobby farm policy provides essential protection for your land, machinery, outbuildings, and equipment that a standard homeowner’s policy in BC often excludes. When you have buildings on your property that are designed for farming such as barns specialized coverage ensures your rural lifestyle is fully protected.

Liability limits can vary based on your specific policy and needs. However, a good hobby farm insurance package typically includes robust "Farmer’s Comprehensive Liability" to protect you against accidents involving visitors, equipment, or even incidents related to land maintenance. A broker can help you determine the right limit for your specific property and activities.

Starting a hobby farm in BC is a rewarding adventure, but it requires careful planning. Beyond insurance, you’ll want to research local zoning bylaws in your specific regional district, check agricultural land reserve (ALR) regulations if applicable, and map out your property's needs. We recommend working with an insurance broker early on to ensure your planned activities—and the structures you'll need—are covered from day one.