Customized Commercial Package

The benefit of insuring your distinct enterprise

Protects your down time

If your business is interrupted by an insured peril and you can’t operate, we’ve got you covered.

Protects your particulars

With a customized package, you only select the coverages that you need! No wasting time or money on the things that don’t matter.

Protects you and your operation

We hope for the best, but things happen. In the event that you need liability coverage, you’ve got it.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

Coverage Details

Customized Commercial Policies

Working together with your broker, our team of Commercial Underwriters will use their expertise to provide coverage as unique and specialized as your business. Our commercial policies are individually tailored to suit your business operations:

Choice of specific coverages to build a custom policy
Choice of deductibles

Examples of Businesses Requiring Customized Policies:

Garages
Restaurants
Churches
Food Carts and Food Trucks
Greenhouses
Woodworking Operations
Welding Shops

Optional Coverage

Business Interruption
Sewer Backup

Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps, and other outflow fixtures.
Crime Coverage
Tools or Contractors Equipment
CyberOne
Data Compromise
Equipment Breakdown
& more

Additional Info

Sandbox offers specialized coverage for Contractor’s Insurance, Business Insurance, Cyber Insurance and Restaurant Insurance. See all our Commercial Insurance Products here.

Customized Commercial Insurance FAQs

How much does business insurance cost in Alberta?

The cost of business insurance in Alberta will vary depending on factors such as the type of business, optional coverages added, and choice of deductibles. A broker can give you a free customized quote on the exact price to insure your commercial business.

Does commercial insurance cover personal?

Typically, commercial insurance does not cover personal. In these circumstances there may be coverage: home-based businesses, business use of personal vehicles and liability. Ensure you review your insurance policy to understand if you are covered or speak to your broker.

What types of businesses require a customized commercial policy?

Every commercial operation is unique. You may require a customized policy if you operate a garage, restaurant, church, food cart or food truck, greenhouse, woodworking operation or welding shop.

Helpful Customized Commercial Insurance Resources

Article

Commercial Service Line Coverage

Article

The Importance of Liability Insurance

Article

Starting Your Own Small Business

Resources

Cyber Loss Exclusion Endorsement (PDF)