
Better Bicycle
Hello e-bike insurance! Because bikes sometimes tend to disappear, we will cover up to $5,000 for any one bicycle, tricycle, unicycle, or e-bike including equipment and accessories.
Build Back Better
Of all the things you keep under control, the weather just isn’t one of them. If your dwelling is damaged by wildfire, hail, windstorm, or flood (if endorsed), we will pay up to $5,000 to improve the property resilience including stronger shingles, stronger siding, or three measures to mitigate future damage.
Go Green
Because you care about the environment, if your home or personal property is damaged, we will cover up to $5,000 of the extra costs to repair or replace damaged property with eco-friendly or energy-efficient materials and methods.
Loss of Income
Loss of Income Insurance: because life happens and you're already adulting to the max. If you have to miss work due to an insured loss, we will pay up to $250 per day, for a maximum of 14 days ($3,500 total) to compensate for loss of income.
Pair and Set
Some things are just better together, so if part of a pair and set is damaged, we will pay up to $5,000 for the undamaged part with Pair and Set Insurance.
Theft of Sporting Equipment Away from Premise
Because your kid’s hockey equipment is expensive(!) my goodness, we will cover up to $2,500 for loss or theft of sporting equipment away from the dwelling.

FAQs
Can each coverage be used in conjunction with one another?
Yes they can!
Does the Better Bicycle endorsement cover electric scooters or motorcycles?
No, the Better Bicycle endorsement only applies to bicycles, tricycles, unicycles, or electric bicycles that meet the specified criteria (not more than 500 watts and not exceeding 32 km/h).
Can I use the Go Green endorsement to replace my appliances even if they weren’t damaged?
No, the Go Green endorsement only applies when replacing appliances damaged by a covered peril under your home policy.
Does the Loss of Income endorsement apply even if I work from home?
Yes! If a covered peril causes damage and you must attend to a claim which leads to a loss of income, the endorsement will apply, even if you work from home!
Does the Better Bicycle endorsement cover theft from anywhere?
Yes, the Better Bicycle endorsement covers theft from any location.