Snowmobile Insurance

Snowmobiles are one of humanity’s greatest inventions. Except …sometimes they hit a tree. Or there’s a big rock under that snowbank. Or you take a turn too sharp and …eeep! What can we say, humans aren’t perfect! That’s why insurance was invented.

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The benefits of insuring your glacier glider

Protects your machine

We provide physical damage coverage for your snowmobile, so you can keep dashing through the snow.

Protects your best interest

With a variety of deductible and liability limit options, we can easily tailor your policy to what you want and need the most.

Coverage details and availability can vary by province. If available, select your region below to view coverage details.

Coverage Details

Collision/Upset
Comprehensive Snowmobile Insurance
Specified Perils
Increased Snowmobile Liability Insurance Limits

We can insure both licensed and unlicensed snowmobiles.

Optional Coverage

Underage operator endorsement

Allows a person age 12-15 years to operate the vehicle as permitted by the Snowmobile Act.

Additional Info

Looking to haul your sled? Sandbox offers specialized coverage for Trailer Insurance too! See all our Auto Insurance Products here.

Snowmobile Insurance FAQs

When do you need to license a snowmobile in Saskatchewan?

You will need to license your snowmobile anytime you are driving it off of privately owned land. We offer insurance for both licensed and unlicensed sleds!

Do you need a license to drive a snowmobile in Saskatchewan?

To legally operate a snowmobile on public trails and road allowances in Saskatchewan you must meet one of the following criteria:

You hold a valid driver’s license and were born prior to January 1, 1989
You are over the age of 16, with or without a driver’s license, and have completed a snowmobile safety course
You are aged 12-15 and have complete a snowmobile safety course and are accompanied by someone who holds a driver’s license

People who do not hold a license are not permitted to drive their skidoo on the travelled part of the road and may only drive across roads when necessary. These regulations can vary, so it's always a good idea to check with local authorities or the Saskatchewan Snowmobile Association for the most up-to-date information.

Is it mandatory to have insurance for your snowmobile?

In order to ride your snowmobile on public land, the snowmobile must be registered. $200,000 in liability coverage is included with registration. Beyond that, additional insurance for your sled is optional, but recommended! Reach out to a Sandbox broker for a quote!